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Driving abroad cover

Accepted countries

Hedgehog provides all policyholders with 90 days' cover under standard policy terms while travelling abroad. 

It also provides cover for any country which is a member of the European Union and for a few other counties which are all listed below. In total your trips to these countries cannot add up to more 90 days in a year

If you exceed 90 days, cover will be restricted whilst you are traveling in the listed countries to the minimum compulsory insurance you need by law to use your car.

Andorra, Austria, Balearics, Belgium, Bulgaria, Canary Isles, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Sardinia, Slovakia, Slovenia, Spain, Sweden, Switzerland, The Channel Islands and The Isle of Man.

After 90 days, cover reduces to RTA only or the minimum level of cover required by law in the country of travel (whichever is greater).

Excluded countries

Hedgehog does not provide cover of any level in any other countries including those listed below:

Albania, Belarus, Bosnia and Herzegovina, Former Yugoslav Republic of Macedonia (FYROM), Moldova, Morocco, Russia, Serbia and Montenegro, Tunisia, Turkey, Ukraine

When driving in Europe

When you're driving abroad please make sure you take with you the following insurance documents.

  • Your Certificate of Motor Insurance - accessed via the 'Your Account' area.
  • The European accident statement - please live chat us to provide you with a copy

Important: We will not be able to provide a temporary hire car if you are involved in an incident while abroad.

Green cards

Dependant on post Brexit requirements, Hedgehog will issue Green Cards for car travel to Europe. Please speak to us for more information.  

Further help needed?

If you need any further help, please use our online chat option (icon bottom right) to chat or leave us a message.